Restaurant Insurance

Fine dining facilities, franchise restaurants, fast food stops, and cafeterias feature a variety of different risks, but all share a need for the same basic coverages: commercial property insurance, general liability insurance, and business income coverage.

At Necaise Insurance & Financial Services, we want to help you reduce losses that could impact your business. We can help you customize an insurance plan that specifically fits your food service establishment, letting you focus on providing a great experience for your customers.

Restaurant Insurance Quotes in Newport NC

We work with a variety of insurance carriers to provide quick, accurate, and comprehensive restaurant insurance quotes. We help protect your employees and your customers with property insurance that includes spoilage coverage; general liability insurance that protects in the event of slips, falls, and more; and business income coverage to protect against a loss of income.

Specific Features of Restaurant Insurance, Including Workers Compensation Insurance

Necaise Insurance & Financial Services offers protection for your business in the following areas:

  • Building and Business Property Damage and Loss
  • Commercial Liability
  • Employment Practice Liability
  • Liquor Liability
  • Lost Business Income
  • Loss of Records
  • Extraordinary Expenses
  • Moneys and Securities
  • Food Safety
  • Crime
  • Worker's Compensation
  • Employee Benefits
  • Hired Non-Owned Auto Insurance

Our agents are happy to review these coverages with you to determine which ones are necessary for your restaurant.

Best Restaurant Insurance in Newport

Just like a local restaurant needs to cater to a communities tastes, Necaise Insurance & Financial Services is in tune with what our clients are looking for. If you’re looking for restaurant insurance that leaves you satisfied, contact an agent or request a quote today.

Additional Resources

Newport Office

7075 US Highway 70 E, STE A

Newport, NC 28570

Main office: 252-649-3102
Fax: 888-735-0600

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:30 PM
Sat: By Appointment
Sun: Closed

Morehead City Office

207 N 35th St, STE A

Morehead City, NC 28557

Main office: 252-689-7724
Fax: 888-735-0600

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:30 PM
Sat: Closed
Sun: Closed

Our Providers


Tim is very knowledgable and treats his customers with respect. He always takes the time to review coverages and explain policy information. He is an asset to the industry and I am glad to have him as an agent.
We just switched to Nationwide after being with another insurer for many years. Tim Necaise and his staff were very friendly and helpful every step of the way. Tim answered all of our questions thoroughly and made sure we understood all aspects of our new insurance policies. I will continue to recommend Tim to friends needing insurance services.